These mortgages are designed for homeowners inserested in making energy efficient improvements in the their own home, an existing home being purchased, or a new home being built. There are two basic types of energy efficient mortgages.

     There are two types of mortgages designed to assist buyers and home owners finance these energy efficient homes. Energy Efficient Mortgages (EEM) are primarly offered to those purchasing new homes. Energy Improvement Mortgages (EIM) are available to current home owners or those buying existing homes that are interested in upgrading their homes to a more energy efficient home. Remember from our Home Energy Audits page that owning an “Energy Efficient” home does much more that just save money on your utility bills.

Both of these mortgages have been around for more than 15 years. Despite that most mortgage lenders are not aware of them. We are contacting banks and mortgage companies regarding these mortgages and wil be adding links to these companies on this page. Call your lending companies about these loans and ask if an EEM or an EIM will work to your advantage.

Incentive Programs